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65-67 Lime St #2, Newburyport, MA, 01950

1beds
1baths
972sqft
$449,000
$462price/sqft
$3,100/moest. monthly cost
$124,000/yrincome needed

About This Home

Bring your vision to one of Newburyport's most coveted neighborhoods, within a stately circa-1850 Federal-style home, this unique 1st & 2nd-floor condominium offers the character, space, and location buyers dream about, along with the opportunity to make it truly your own. High 1st floor ceilings, hardwood floors, and a generous living room anchored by a wood-burning fireplace create timeless appeal, with eat-in dining in either the kitchen or living room. Upstairs you'll find a bedroom, full bath, cozy sitting room, and home office. Enjoy 1st-floor laundry, spacious basement storage, a detached garage ideal for parking, storage or workshop, visitor parking, and a private outdoor space at end of driveway ideal for grilling, gardening, dining, or evenings around a firepit. A rare chance to build equity and personalize a home in the heart of Newburyport's sought-after South End, just moments from downtown, the Rail Trail, waterfront, and Plum Island.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
10/10
Newburyport High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1850

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,In Unit

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Office,Sitting Room
  • Flooring: Wood,Carpet,Flooring - Wall to Wall Carpet,Flooring - Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 972
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: First

Living Room

  • Features: Closet, Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Office

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 2085457
  • Zoning: R
  • Exclusions: Microwave Is Owned By Tenants And Excluded.

Features

  • Entry location: Unit Placement(Street,Walkout)
  • Waterfront features: Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Parking

  • Total spaces: 2
  • Parking features: Detached,Deeded,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$95$1,140
Property Taxes $381$4,572
Electricity $354$4,259
Total$3,100$37,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,285/yr
40% on housing$93,000/yr
45% on housing$82,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$577
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$449,000

For Sale by Agent

AgentBarb Cullen
BrokerageKeller Williams Realty Evolution

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