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28 Riverside Avenue #1J, Red Bank, NJ, 07701

1beds
1baths
900sqft
$349,000
$388price/sqft
$2,509/moest. monthly cost
$100,360/yrincome needed

About This Home

Rare opportunity to own a co-op in Red Bank's premier waterfront high-rise, The Navesink.This spacious 1-bedroom, 1-bath home is ready for your vision. Bring your contractor and make it your own. Maintenance includes property taxes, heat, A/C, gas, water, concierge, gym, parking and access to the building's pool and pool house. Ideally located just minutes from downtown Red Bank's shops, restaurants, and theaters, with easy access to the Academy Bus, NJ Transit, and Seastreak Ferry,, area beaches, World, Class, golf, hiking, Monmouth Park Racetrack, Riverview Medical Center, and the Garden State Parkway.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Red Bank Middle SchoolGrades 4-80.6 mi
6/10
4/10
Red Bank Primary SchoolGrades PK-30.8 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Flat

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,3+ Zoned Heat
  • Cooling features: 3+ Zoned AC

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 3900007000000015
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 1
  • Pool features: Community,Heated,In Ground,Pool House,Salt Water
  • Exterior features: Balcony,Dock,Swimming,Lighting
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Parking

  • Total spaces: 1
  • Parking features: Assigned,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$108$1,296
Property Taxes $444$5,328
Electricity $193$2,318
Total$2,509$30,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,022/yr
40% on housing$75,270/yr
45% on housing$66,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 07701$351
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07701$416
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$349,000

For Sale by Agent

AgentEllen Gazzola
BrokerageBerkshire Hathaway HomeServices Fox & Roach - Rumson

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