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103 Elkchester Cir, Nicholasville, KY, 40356

3beds
3baths
1,564sqft
$275,000
$176price/sqft
$1,839/moest. monthly cost
$73,560/yrincome needed

About This Home

Certificate of Occupancy issued! A unique opportunity to purchase BRAND NEW construction in Nicholasville under $300K. The main level features a generous living/dining space, upgraded kitchen w/ stainless steel appliances, ample cabinetry, a large walk-in pantry, and an island w/ bar seating. You'll also find another large closet for additional storage/cleaning supplies & an oversized half bath located on the main floor. Upstairs boasts 3 spacious bedrooms, including a primary that boasts 9 foot ceilings w/ an attached bathroom featuring a dual vanity, easy-clean shower, and walk-in closet. The second floor also has 2 other bedrooms w/ walk-in closets, a huge hallway bathroom w/ its own linen closet & a designated laundry room. Other features include a one car attached garage, back patio, covered front porch, and the ability to add your own privacy fence or storage shed! Warranties include: 10 year window warranty, 5 year roof labor & 30 year roof manufacturer's warranty, 1 year HVAC labor, 1 year plumbing labor, and 1 year electrical labor. Photos have been virtually staged with furniture.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Upper Level

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 0584018012.00
  • Attached to another structure: Yes

Features

  • Levels: Two

Lot

  • Lot size: 3,794 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$128$1,536
Property Taxes $167$2,004
Electricity $154$1,850
Total$1,839$22,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,051/yr
40% on housing$55,170/yr
45% on housing$49,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$197
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$285,000
2026-08-11Listing removed$275,000
2026-07-08Listed for sale$275,000

For Sale by Agent

AgentLauren Haggard
BrokerageThe Brokerage

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