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40 Oriole Dr SE, White, GA, 30184

2beds
1baths
1,511sqft
$850,000
$563price/sqft
$5,471/moest. monthly cost
$218,840/yrincome needed

About This Home

Lake life starts here! Rare opportunity to own a 2-bedroom, 1-bath ranch on Lake Allatoona with a private dock and easy access to the water. Whether you're searching for a weekend retreat, investment opportunity, or a place to make your own, this property offers incredible potential in a highly desirable lakefront setting. Spend your days boating, fishing, kayaking, or simply relaxing by the water while enjoying all that Lake Allatoona has to offer. Don't miss this chance to own your own slice of lakefront property with endless possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
5/10
Red Top Middle SchoolGrades 6-85.1 mi
6/10
Cass High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: None

Features

  • Vaulted Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,511
  • Total interior livable area: 1,511 sqft

Kitchen

  • Features: Cabinets White, Eat-in Kitchen, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0099D 0002 005
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Enclosed,Rear Porch
  • Exterior features: Rain Gutters,Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Lake
  • Waterbody name: Allatoona
  • Frontage length: Waterfrontage Length(90)

Lot

  • Lot size: 0.49 Acres
  • Features: Flood Plain,Front Yard,Private,Sloped,Wooded
  • Lot size dimensions: 181 x 100

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$466$5,592
Property Taxes $488$5,856
Electricity $219$2,637
Total$5,471$65,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,577/yr
40% on housing$164,130/yr
45% on housing$145,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 30184$181
Bartow County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 30184$187
Bartow County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$850,000
2026-07-08Listed for sale$950,000

For Sale by Agent

AgentDerick Mauldin
BrokerageAsher Realty, Inc

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