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4 Rose Street Building 6-F-2, Oceanside, NY, 11572

2beds
1baths
750sqft
$390,000
$520price/sqft
$2,927/moest. monthly cost
$117,080/yrincome needed

About This Home

Welcome to the Ocean Harbor Club at 4 Rose Street Building 6. This unit is on the 2nd Floor. A two Bedroom, 1 Bath, Waterfront Apartment in Desirable Ocean Harbor Section of Oceanside. Apartment Features: Living Room/Dining Room W/Hardwood Floors Throughout & Balcony, Newer Efficiency Kitchen with granite and glass tiles with stainless steel appliances Two huge bedrooms one King size and the second Queen size with lots of closet space. Bathroom is also new with a Full bath tub. Complex is Dog & Cat Friendly & Has a Dog Run with no pet restrictions. Unit Has Assigned Parking. A second Spot is Available for $50 Dollars Per Month. There is also Guest Parking. Complex also has a beautiful built in pool with a life guard on duty at all times when pool is open. Seasonal boat Slips are available for $500. a season for boats or jet-skis. Kayaks or paddle boards are $75. There is also a bike shed for for $5. month. Maintenance includes taxes, water, heat, snow removal and landscaping. Close to All Shopping. Long Island Rail Road is Right Down the block This Location is a commuters delight! Co-op Requires 20% Down Payment at time of contract. Get in while there is still plenty of time for summer and enjoy the beautiful pool area and waterfront oasis!

Getting Around

67
WalkingSomewhat Walkable
34
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
School 8Grades 1-60.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1964

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Other

  • Builder model: 2 Bedroom - 2nd floor

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Other

  • Level: Second

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Terrace
  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Waterfront,Water Access

Lot

  • Features: Near Public Transit,Near Shops

Parking

  • Total spaces: 1
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$150$1,800
Property Taxes $559$6,708
Electricity $246$2,954
Total$2,927$35,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,354/yr
40% on housing$87,810/yr
45% on housing$78,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 11572$417
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11572$466
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$390,000

For Sale by Agent

AgentEllen T. Caprino
BrokerageSignature Premier Properties

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