See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

805 E Prospect St, York, PA, 17403

5beds
--baths
9,702sqft
$435,000
$45price/sqft
$3,986/moest. monthly cost
$159,440/yrincome needed

About This Home

Unique 4-unit commercial investment opportunity near I-83! This spacious mixed-use property sits on a 0.41-acre corner lot at Prospect Ave. and Pattison St., offering high visibility, strong accessibility, and 15+ parking spaces. The property features 4 total commercial units, with one unit currently occupied and an additional unit scheduled to be occupied in August. The current lease is triple net, and the projected August lease is also expected to be triple net, with tenants responsible for utilities and applicable property expenses. An upgraded commercial kitchen adds value and flexibility for potential food service, catering, restaurant, retail, office, daycare, or continued multi-unit commercial use, subject to York City approval. A strong opportunity for an investor or owner-user seeking visibility, parking, income potential, and flexible commercial space. Buyer to verify zoning, permitted uses, leases, expenses, and approvals with York City.

Getting Around

78
WalkingVery Walkable
34
TransitSome Transit
51
BikeBikeable

Schools

4/10
Davis SchoolGrades PK-80.7 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 9,702
  • Total interior livable area: 9,702 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 124231400020000000
  • Zoning: RS2
  • Zoning description: Non-Conforming
  • Special condition: Standard
  • Exclusions: Tenants Personal Property

Features

  • Pool features: None

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 15
  • Parking features: Paved,Private,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$165$1,980
Property Taxes $558$6,696
Electricity $1,064$12,773
Total$3,986$47,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,662/yr
40% on housing$119,580/yr
45% on housing$106,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$122
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$399,900
2026-07-27Price change$435,000
2026-07-08Listed for sale$450,000

For Sale by Agent

AgentRandell Jackson
BrokerageKeller Williams Keystone Realty

Similar Homes