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124 Winterplace Ln, Independence, VA, 24348

4beds
2baths
1,783sqft
$285,000
$160price/sqft
$1,914/moest. monthly cost
$76,560/yrincome needed

About This Home

Cozy Cabin in the Mountains! This 4 bedroom, 2 bath cabin is beautifully situated in the cool shade of the trees with a beautiful view of community pond. This log and cedar sided cabin has a primary and secondary bedroom on the main floor. Cozy up to a gas log fireplace in the roomy living area. Kitchen features custom cabinetry. The view is on nature from lots of windows inside and a wonderful wrap around, covered deck on 2 sides. There are just over 2 acres of land that are a nice mixture of open and wooded areas. This community is located just north of Independence in Grayson County VA. It is not far from the New River and Jefferson National Forest, horse trails, hiking, biking, canoeing and fishing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
7/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Microwave,Range,Refrigerator,Washer

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,783

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 1,783 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Zoning: RR

Features

  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Mature Trees
  • Fencing: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 2.02 Acres
  • Features: Views,Wooded

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Drought
Inland Flooding
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$124$1,488
Property Taxes $147$1,764
Electricity $202$2,433
Total$1,914$22,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,622/yr
40% on housing$57,420/yr
45% on housing$51,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 24348$180
Grayson County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 24348
Grayson County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$285,000

For Sale by Agent

AgentJoan Collins
BrokerageCollins and Associates Realty

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