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435 Us Highway 46, Hackettstown, NJ, 07840

3beds
2baths
1,135sqft
$439,000
$387price/sqft
$3,218/moest. monthly cost
$128,720/yrincome needed

About This Home

Stunning move-in-ready 3-bedroom, 2-bath ranch in Mount Olive with many recent updates, including a new roof and an updated well water filtration system. The decks have been freshly painted, and the entire exterior has been power washed. The main level features three bedrooms, with one currently being used as a dining room, a cozy living room, and an eat-in kitchen. Situated on a level 0.34-acre lot, the property offers a spacious backyard with a detached porch and two storage sheds. The oversized driveway provides parking for 10+ vehicles. Need more space? The full finished basement has two private walkouts and offers endless possibilities for a family room, home office, gym, or den. It also includes a full bathroom and a kitchenette-style area with a sink, refrigerator, newer countertop, and cabinets. Conveniently located near major highways, shopping, restaurants, schools, the farmers market, Hackettstown Medical Center, banks, and more!!!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
6/10
Mt Olive Middle SchoolGrades 6-81.8 mi
5/10
Mt Olive High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Electric Cooktop,Dishwasher,Range/Oven-Electric,Refrigerator,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Den, Family Room, Laundry Room, Office, Rec Room, Storage Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,135
  • Total interior livable area: 1,135 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2327081000000000560000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 10
  • Parking features: Asphalt,Driveway-Exclusive,Off Street,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$133$1,596
Property Taxes $673$8,076
Electricity $193$2,318
Total$3,218$38,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,331/yr
40% on housing$96,540/yr
45% on housing$85,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 07840$251
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07840$280
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$439,000
2026-07-12Listed for sale$439,000

For Sale by Agent

AgentMagaly S Lopez
BrokerageAddison Real Estate

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