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5094 McKenzie Rd, Brownsville, TX, 78521

--beds
--baths
2,112sqft
$375,000
$178price/sqft
$2,862/moest. monthly cost
$114,480/yrincome needed

About This Home

Great investment Property On New Duplex Build 2025 in a great location counts with 3 bedrooms 2baths laundry room modern kitchen with island and quartz counter tops made of stucco and Brick exterior with privacy wooded fence nice big back yard for each tenant.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
3/10
Perkins Middle SchoolGrades 6-80.5 mi
5/10
Rivera High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Property

Features

  • Levels: One
  • Exterior features: None
  • Fencing: Privacy

Lot

  • Lot size: 9,888 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: No Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$307$3,684
Property Taxes $421$5,052
Electricity $238$2,859
Total$2,862$34,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,125/yr
40% on housing$85,860/yr
45% on housing$76,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 78521$106
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78521$153
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$375,000

For Sale by Agent

AgentArmando Hernandez
BrokerageExcel Realty

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