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224 Karley Ln, Chapel Hill, TN, 37034

3beds
4baths
2,077sqft
$495,000
$238price/sqft
$3,071/moest. monthly cost
$122,840/yrincome needed

About This Home

Welcome to 224 Karley Lane, a beautifully designed new construction home located on one of the most desirable lots in the neighborhood. Positioned at the end of a quiet cul-de-sac in the heart of Chapel Hill, this approximately 2,077 sq ft home offers the perfect blend of privacy, convenience, and modern living. The open-concept floor plan is designed for today's lifestyle, featuring spacious living areas, a functional kitchen, and comfortable spaces for gathering with family and friends. Thoughtfully designed with modern finishes and quality craftsmanship throughout, this home is move-in ready and built for lasting enjoyment. Enjoy the charm of small-town living while being just minutes from downtown Chapel Hill, local dining, shopping, schools, and the renowned Henry Horton Golf Course and State Park. Whether you're looking for a place to grow, entertain, or simply enjoy a slower pace of life, this home offers exceptional value in one of Middle Tennessee's fastest-growing communities. Don't miss the opportunity to own a brand-new home on one of the best homesites in the neighborhood.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
7/10
Forrest SchoolGrades 7-120.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Features: Separate
  • Level: Separate
  • Area: 130
  • Dimensions: 13x10

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 144
  • Dimensions: 12x12

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Walk-In Closet(s),Kitchen Island
  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 2,077

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Kitchen

  • Area: 144
  • Dimensions: 12x12

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 294
  • Dimensions: 21x14

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Office
  • Level: Office

Property

Details

  • Parcel number: 021G A 03816 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Fencing: Privacy
  • Has view: Yes
  • Topography of land: Cul-De-Sac

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance $217$2,604
Property Taxes $177$2,124
Electricity $175$2,103
Total$3,071$36,852

Income You'd Need if You Spent...

35% on housing$105,291/yr
40% on housing$92,130/yr
45% on housing$81,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 37034$216
Marshall County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 37034$223
Marshall County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$479,500
2026-07-09Listed for sale$495,000

New Construction

AgentSamantha Howington
BrokerageBenchmark Realty, LLC

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