39 Surrey Drive, Center Moriches, NY, 11934
About This Home
Custom-built Victorian-style home with a charming Nantucket-inspired facade featuring black board-and-batten accents, white vinyl siding, a covered front porch, and Andersen 400 Series windows. Inside, enjoy an open concept floor plan with 9 foot ceilings, recessed lighting, a gas fireplace with a custom mantel, and a gourmet eat-in kitchen with stainless steel appliances and a center island. The formal dining room offers built-in cabinetry and sliding doors to the backyard. The main level also includes a laundry room, powder room, and access to attached garage. Upstairs, the spacious primary suite features a walk-in closet and a beautifully appointed en-suite bath with a custom shower. Two additional bedrooms, a full bath, and hardwood floors throughout the second level complete the home. The full 9-foot basement includes an egress window and outside entrance, offering endless possibilities. Located in the heart of Holiday Beach, with optional association membership providing access to a private beach and boating amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Foam Insulation,Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
- Laundry features: Washer/Dryer Hookup,Laundry Room
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bathroom1
- Level: First
Bathroom3
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Chefs Kitchen,Eat-in Kitchen,Formal Dining,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz/Quartzite Counters,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s)
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Attic: Full,Unfinished
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 0200885000400013000
- Special condition: None
Features
- Fencing: Chain Link,Vinyl
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $325 | $3,900 |
| Property Taxes | $1,147 | $13,764 |
| Electricity | $347 | $4,164 |
| Total | $6,116 | $73,392 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $849,900 |
| 2026-07-12 | Listed for sale | $899,900 |
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