See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2190 Highway 481 S, Morton, MS, 39117

4beds
3baths
2,305sqft
$280,000
$121price/sqft
$2,175/moest. monthly cost
$87,000/yrincome needed

About This Home

Welcome to 2190 Highway 481 S in the quiet but growing community of Morton. Built in 2016, this 4 bedroom, 3 bathroom home sits serenely in a clearing on just over 3 acres. Surrounded by trees and set far back off the highway, you could drive past this property and never know it's there (talk about privacy!). A long gravel driveway (with documented easement) leads you around a bend before the property becomes visible. This home was built in 2016 and provides a spacious layout with LOTS of storage. The family room's tall ceilings with loads of natural light make the space feel airy and inviting. There is a large dining area and pantry/laundry space. Three bedrooms are on the main floor with a large fourth bedroom (or bonus area) upstairs with its own bathroom. The view of nature from the back patio is spectacular, as you can see in the pictures. Newer properties in Morton in this condition don't come along often so move quickly on this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Morton Elementary SchoolGrades PK-41.7 mi
2/10
5/10
Morton High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,ENERGY STAR Qualified Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Storage
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,305
  • Total interior livable area: 2,305 sqft

Property

Details

  • Parcel number: Unassigned

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters

Lot

  • Lot size: 3.01 Acres
  • Features: Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Scott County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$427$5,124
Property Taxes $119$1,428
Electricity $214$2,571
Total$2,175$26,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,571/yr
40% on housing$65,250/yr
45% on housing$58,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 39117$110
Scott County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39117
Scott County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$280,000
2026-07-09Listed for sale$280,000

For Sale by Agent

AgentSarah Rein
BrokerageKeller Williams

Similar Homes