1292 Howard St N, Mount Morris, MI, 48458
About This Home
COMPLETELY RENOVATED & MOVE-IN READY — TWO PROPERTIES FOR ONE! Welcome to this beautifully renovated home, thoughtfully updated by the owner to provide modern comfort and style throughout. The main home features 3 bedrooms, 2 full bathrooms, a finished basement, and 3 additional sitting rooms, offering plenty of space for living, entertaining, or working from home. Numerous updates include new windows, new doors, new flooring, new heating system, new well, updated kitchen and bathrooms, new appliances, and fresh interior paint. This true turnkey property is ready for you to move in and enjoy! BONUS: A separate adjacent parcel is included in the sale! Located at 1282 Howard Street, Mount Morris, MI 48458-1750, this additional property features a one-bedroom home and a shed, providing excellent potential for additional living space, rental income, a guest house, or investment opportunity. Two properties for the price of one — a rare opportunity with incredible potential! Don't miss your chance to own this unique package.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Basement,Poured
- Roof: Composition
- Construction materials: Brick
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Free Standing Gas Range,Free Standing Refrigerator,Gas Cooktop,Microwave,Self Cleaning Oven,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom
- Level: Second
- Area: 126
- Dimensions: 14 X 9
Bedroom
- Level: Entry
- Area: 80
- Dimensions: 8 X 10
Bedroom
- Level: Second
- Area: 121
- Dimensions: 11 X 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Entry
- Area: 80
- Dimensions: 8 X 10
Features
- Entrance Foyer
- Finished area below ground: 700
- Finished area above ground: 1,590
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Attic Fan,Ceiling Fans
Interior Area
- Total interior livable area: 2,290 sqft
Kitchen
- Level: Entry
- Area: 77
- Dimensions: 7 X 11
Living Room
- Level: Entry
- Area: 176
- Dimensions: 16 X 11
Other
- Level: Entry
- Area: 36
- Dimensions: 6 X 6
Other
- Level: Second
- Area: 56
- Dimensions: 7 X 8
Property
Details
- Parcel number: 1106576013
- Special condition: Real Estate Owned,Short Sale No
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevelwSteps
- Pool features: None
- Patio & porch: Breezeway,Patio,Porch
- Exterior features: Balcony
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 49 x 147 x 49 x 147
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Genesee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $238 | $2,856 |
| Electricity | $249 | $2,997 |
| Total | $1,888 | $22,656 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $229,000 |
Unknown Listed By
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