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812-818 Sterling St, Plainfield, NJ, 07062

4beds
3baths
1,350sqft
$649,900
$481price/sqft
$4,781/moest. monthly cost
$191,240/yrincome needed

About This Home

Fully Renovated in 2025- Stunning Cape Cod with Bonus Living Space! Welcome to 818 Sterling Street, Plainfield, NJ, ideally located just two blocks from the Scotch Plains border. This beautifully renovated Cape Cod-style home perfectly blends modern design, comfort, and functionality.Completely updated in 2025, this move-in-ready home features 4 spacious bedrooms, 3 full bathrooms, and a bright, open layout designed for today's lifestyle. The finished basement offers a large family room plus three bonus rooms, providing endless possibilities for a home office, gym, playroom, guest space, or hobby rooms.Enjoy contemporary finishes throughout, central air conditioning with 2 manual boosters, and a cozy fireplace that creates a warm and inviting atmosphere. The home also features thermal, storm-impact-resistant windows and doors, enhancing energy efficiency, comfort, and peace of mind. The updated kitchen includes a conventional oven and is designed to meet the needs of everyday living and entertaining.Conveniently located near schools, parks, shopping, restaurants, public transportation, and major highways, this exceptional property offers easy access to everything Plainfield and the surrounding communities have to offer.Don't miss this opportunity to own a beautifully renovated home with flexible living space in a prime location. Schedule your private showing today!

Getting Around

57
WalkingSomewhat Walkable
36
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Maxson Middle SchoolGrades 6-80.7 mi
1/10
Plainfield High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer,Water Filter,Water Heater From Furnace,Gas Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Bath(s) Other, Inside Entrance, Laundry Room, Outside Entrance, Rec Room, Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access,Sump Pump

Bedroom1

  • Level: Second
  • Area: 176

Bedroom2

  • Level: Second
  • Area: 110

Bedroom3

  • Level: First
  • Area: 132

Bedroom4

  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining L
  • Level: First
  • Area: 72

Family Room

  • Level: Basement
  • Area: 264

Features

  • Rec Room,Utility Room,Bathroom,Other Room(s)
  • Window features: Blinds
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Equipment,Imitation,Living Room,Non-Functional,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air,See Remarks

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 187

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2912009160000000230000
  • Exclusions: Personal Belongins

Features

  • Patio & porch: Patio
  • Exterior features: Barbecue,Curbs

Lot

  • Lot size: 10,018 sqft
  • Features: Irregular Lot,Level
  • Lot size dimensions: 10041SF

Parking

  • Total spaces: 6
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Driveway-Exclusive,Off Street,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$203$2,436
Property Taxes $1,099$13,188
Electricity $193$2,318
Total$4,781$57,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,920/yr
40% on housing$143,430/yr
45% on housing$127,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 07062$251
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07062$403
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$624,900
2026-08-05Price change$639,900
2026-07-11Listed for sale$649,900

For Sale by Agent

AgentYira Demorizi
BrokerageProminent Properties Sir

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