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9120 Lisa Cir, Gainesville, GA, 30506

4beds
2baths
1,988sqft
$599,000
$301price/sqft
$3,855/moest. monthly cost
$154,200/yrincome needed

About This Home

NEW CONSTRUCTION CUSTOM HOME IN FORSYTH COUNTY NO HOA - Looking for a new construction home in Forsyth County with no HOA and convenient access to Lake Lanier? This beautifully designed custom-built 4-bedroom, 2-bath ranch delivers the perfect combination of modern style, functional living, and an unbeatable location just 1/2 mile from Two Mile Creek Park and Boat Ramp. Built for today's lifestyle, the thoughtfully designed floor plan offers spacious gathering areas enhanced by soaring vaulted ceilings, creating an open, light-filled atmosphere ideal for entertaining or relaxing at home. The kitchen is the centerpiece of the home, featuring a large island with bar seating, abundant workspace, and a complete Frigidaire appliance package, including a 30-inch electric range, 36-inch refrigerator, and 24-inch dishwasher. The private primary suite offers a peaceful retreat, while three additional bedrooms provide flexibility for family, guests, or a dedicated home office. A secondary bath with dual vanities adds everyday convenience for busy households. Enjoy morning coffee on the covered front porch or unwind on the covered rear porch overlooking the spacious, level backyard. This all-electric home also includes generous attic storage above the garage, with the option to add a third garage for additional vehicles, recreational equipment, or workshop space. If you're searching for a brand-new home close to boating, fishing, and outdoor recreation, this property offers exceptional value in one of North Georgia's most desirable locations. Just minutes from Lake Lanier, GA 400, shopping, dining, and everyday conveniences, this home combines quality new construction with the freedom of no HOA. 1-Yr limited builder warranty included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
7/10
East Forsyth High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,988
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,988 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 297 039

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Waterbody name: Lanier

Lot

  • Lot size: 0.37 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$264$3,168
Property Taxes $344$4,128
Electricity $219$2,637
Total$3,855$46,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,171/yr
40% on housing$115,650/yr
45% on housing$102,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$222
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$599,000

New Construction

AgentHolli Clem
BrokerageKeller Williams Realty Atl. Partners

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