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309 W Englewood Ave, Englewood, NJ, 07631

4beds
2baths
--sqft
$579,000
--price/sqft
$4,252/moest. monthly cost
$170,080/yrincome needed

About This Home

Opportunity knocks! This diamond in the rough is ready for your vision. Situated on an oversized 50 x 130 lot this home offers a spacious layout featuring a large family room a full bath on the first floor, hardwood floors, a generous eat-in kitchen, and an oversized primary bedroom. The deep backyard provides plenty of space for entertaining, gardening, or future expansion . Conveniently located near parks, schools, shopping, restaurants, and major highways with easy access to NYC. Whether you're a first-time buyer, investor, or someone looking to customize a home to your own taste, this property presents an exceptional opportunity. Don't miss your chance to unlock the potential of this Englewood gem!

Getting Around

62
WalkingSomewhat Walkable
46
TransitSome Transit
50
BikeBikeable

Schools

5/10
J E Dismus Middle SchoolGrades 7-80.6 mi
3/10
Dwight Morrow HighGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Property

Features

  • Pool features: None
  • Has view: Yes
  • View description: North
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$221$2,652
Property Taxes $911$10,932
Electricity $193$2,318
Total$4,252$51,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,782/yr
40% on housing$127,560/yr
45% on housing$113,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07631$838
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07631$447
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$579,000

For Sale by Agent

AgentCrystal Burns
BrokerageProminent Properties Sotheby's International Realty-Englewood Cliffs

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