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9902 Saint Joseph Ct, New Port Richey, FL, 34655

2beds
2baths
1,747sqft
$325,000
$186price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

DESIRABLE HERITAGE LAKE COMMUNITY A SHORT DRIVE FROM SR 54 FOR SHOPPING, RESTAURANTS AND HOSPITALS. THIS HOME HAS BEEN UPDATED AND WELL CARED FOR. ROOF IS GOING ON 6 YEARS, HOME WARRANTY ON APPLIANCES THAT IS TRANSFERABLE, INCLUDING A/C WHICH HAD THE COMPRESSOR REPLACED IN N0VEMBER OF 2025. SELLER WILL ALSO CREDIT TO BUYER $ 5000 TOWARD FUTURE REPLACEMENT OF A/C. CROWN MOLDING THROUGHOUT THE HOME EXCEPT THE GUEST BEDROOM. THE NWATER VIEW IS IN THE BACK YARD AND CAN BE FISHED,(CATCH AND RELEASE). ALSO NICE FOR BIRD WATCHING. THE LAMINATE FLOORING HAS A LIFE TIME WARRANTY. PLANTATION SHUDDERS OFFER FULL PRIVACY AND LET IN PLENTY OF SUNSHINE WHEN NEEDED.OUTSIDE ARE BRICK PATIOS TO ENJOY THE OUTSIDE. HOME IS DESERVING OF A LOOK.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
River Ridge High SchoolGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside

Bathroom2

  • Features: Shower No Tub,Built-in Closet
  • Level: First
  • Area: 60
  • Dimensions: 6x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Features

  • Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,537
  • Total interior livable area: 1,747 sqft

Kitchen

  • Features: Pantry,No Closet
  • Level: First
  • Area: 120
  • Dimensions: 15x8

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 1326160088000001370
  • Zoning: OPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Rain Gutters
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake

Lot

  • Lot size: 12.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$178$2,136
Property Taxes $376$4,512
Electricity $197$2,366
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 34655$160
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34655$215
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$325,000
2026-01-26Pending sale$325,000
2026-01-23Listed for sale$325,000
2026-01-16Listing removed$325,000
2025-04-01Listed for sale$325,000
2024-09-28Listing removed$380,000
2024-08-20Listed for sale$380,000
2024-07-17Listing removed--
2024-04-01Listed for sale$389,900
2021-03-24Listing removed--
2019-05-23Sold$164,000
2019-04-06Pending sale$174,900
2019-04-03Price change$174,900
2019-03-10Price change$179,900
2019-01-19Price change$182,500
2019-01-13Price change$189,900
2018-12-16Price change$195,500
2018-11-26Price change$199,999
2018-11-07Price change$204,900
2018-10-03Price change$209,900
2018-09-04Listed for sale$220,000
2004-06-04Sold$159,000
2002-10-28Sold$125,000

For Sale by Agent

AgentCharles Carter
BrokerageCHARLES P CARTER

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