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1233 S 10th St #1231, Terre Haute, IN, 47802

4beds
4baths
3,084sqft
$129,900
$42price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

Investor Opportunity! This income-producing duplex currently generates approximately $27,900 in gross annual rental income. The property is occupied and offers immediate cash flow with additional income potential. The owner currently pays the water and sewer service for the entire building, as well as utilities for one side of the property. With strong rental demand and established tenancy, this property presents an excellent opportunity for investors seeking to expand their portfolio or begin building wealth through real estate. Financial information is believed to be accurate but should be independently verified by buyers. Property is equipped with 2 gas furnaces and 2 central air conditioning units. Per CLS Property Management, 2 tenants currently reimburse the owner through a RUBS (Ratio Utility Billing System). Owner pays the water and sewer bill for the entire building and then allocates utility charges to tenants through the RUBS system. There are 2 separate electrical service panels/meters, one serving each unit.

Getting Around

53
WalkingSomewhat Walkable
23
TransitMinimal Transit
58
BikeBikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 3,084
  • Total interior livable area: 3,084 sqft

Property

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$123$1,476
Property Taxes $88$1,056
Electricity $282$3,392
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 47802$106
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47802$111
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$129,900
2026-07-27Price change$129,900
2026-07-09Listed for sale$135,000

For Sale by Agent

AgentTracey Symon
BrokerageNextHome Real Estate Connections

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