See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4009 Highway 101 #920, Lincoln City, OR, 97367

0beds
1baths
335sqft
$349,000
$1,042price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

Oceanfront Opportunity at the Iconic Inn at Spanish Head! This highly desirable 9th-floor oceanfront studio offers breathtaking panoramic Pacific Ocean views from your private balcony and floor-to-ceiling windows. A unique advantage of the 9th-floor residences is that there are no decks above, allowing for more natural light and expansive sky views. Watch migrating whales, beachcombers along the shoreline, crashing waves, and unforgettable sunsets from the comfort of your own coastal retreat. This well-appointed condo features a king bed, fully equipped kitchen, private exterior entrance, and baseboard heating. Enjoy resort-style amenities including direct beach access, a heated outdoor pool, spa, sauna, fitness center, Fathoms Restaurant & Lounge, valet parking, elevator, and on-site management. Whether you're looking for a full-time residence, a vacation getaway, or an income-producing investment, this property offers exceptional flexibility. Owners may enjoy the condo year-round or participate in the rental program when not in use. Pet-friendly and ideally located near dining, shopping, hiking trails, Devils Lake, golf, and Chinook Winds Casino Resort—this is your chance to own a front-row seat to the beauty of the Oregon Coast.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades 3-60.3 mi
6/10
Taft Middle SchoolGrades 7-80.3 mi
3/10
Taft High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Other
  • Roof: Tile
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows,Tinted Windows,Drapes
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 335

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 335
  • Total interior livable area: 335 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 071127CA9923700
  • Zoning description: RC - Recreational Commercial
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Panoramic,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$79$948
Property Taxes $218$2,616
Electricity $176$2,119
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,042This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$318
Lincoln County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$349,000

For Sale by Agent

AgentHannah Katz
BrokerageColdwell Banker Professional Group - Lincoln City

Similar Homes