6266 Rachele Ave NE, Otsego, MN, 55330
About This Home
**Ask about our $10,000 for interest rate buydown with our preferred lender** Step inside this thoughtfully designed home featuring an open-concept layout perfect for modern living. The spacious kitchen boasts a large island, walk-in pantry, and elegant stone countertops — ideal for both everyday meals and entertaining. The dining area and great room flow seamlessly together, while the front flex room, with stylish angled double doors, makes an excellent home office or creative space. A convenient half bath and a mudroom with an oversized walk-in closet complete the main level. Upstairs, you’ll find four generous bedrooms, including an owner’s suite with vaulted ceiling, a private bathroom, and HUGE walk-in closet. The upper level also offers a versatile loft area, perfect for a playroom or lounge, along with a full bath and a dedicated laundry room. The finished walkout basement provides even more living space with a large family room, an additional bedroom, and a full bath — perfect for guests or a growing household.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less
Other
- Builder name: CAPSTONE HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space,Drain Tiled,Finished,Storage Space,Sump Pump,Walk-Out Access
Bedroom
- Level: Upper
- Area: 224
- Dimensions: 14x16
Bedroom2
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Basement
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 140
- Dimensions: 10x14
Family Room
- Level: Basement
- Area: 456
- Dimensions: 24x19
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 920
- Finished area above ground: 2,607
Flex Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Great Room
- Level: Main
- Area: 272
- Dimensions: 17x16
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,527
- Total interior livable area: 3,527 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 10x13
Loft
- Level: Upper
- Area: 192
- Dimensions: 12x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 118395002040
- Zoning description: Residential-Single Family
- Foundation area: 2645
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Porch
Lot
- Lot size: 0.29 Acres
- Features: Sod Included in Price
- Lot size dimensions: 53 x 152 x 45 x 157
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $427 | $5,124 |
| Electricity | $297 | $3,569 |
| Total | $3,742 | $44,904 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $539,900 |
| 2026-07-09 | Listed for sale | $549,900 |
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