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235 Rios Dr, Bryson City, NC, 28713

0beds
0baths
2,240sqft
$599,000
$267price/sqft
$3,536/moest. monthly cost
$141,440/yrincome needed

About This Home

Unique top-of-the-mountain opportunity in the heart of the Nantahala Gorge recreation area. This 6.45+/- acre property consists of two adjoining lots with three established pad sites, incredible long-range views of the Great Smoky Mountains, and direct adjacency to National Forest. Located at the end of the road below Wesser Bald, the setting offers exceptional privacy, high elevation, rock outcroppings, and unobstructed mountain views, with the property owning the land in front of the view corridor. The upper pad site features a gazebo positioned to enjoy the mountain scenery. The middle pad site was planned for the main residence and includes a well and septic system in place for a 2 bedroom, 2 bath home. The lower lot is improved with a large shop-style structure featuring oversized RV-type garage doors, abundant windows, and the potential to be finished into a 1 bedroom, 1 bath retreat with septic still needed. Stacked stone entry columns create a striking entrance to the property. The original vision was to use the lower structure as a garage/workshop for RVs and vehicles, build the main home on the middle pad, and enjoy the upper gazebo site as a scenic overlook. With multiple usable sites already in place, this property offers outstanding flexibility for a private mountain retreat, recreational basecamp, workshop, or future residence. Enjoy absolute peace and privacy at the top of the mountain while remaining just minutes from the Nantahala Outdoor Center, whitewater rafting, hiking, mountain biking, fishing, the Appalachian Trail area, and endless outdoor recreation. A truly distinctive property with views, privacy, USFS frontage, and remarkable potential in one of Western North Carolina's most sought-after mountain recreation destinations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
4/10
Swain County Middle SchoolGrades PK,6-812.4 mi
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Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2008

Materials

  • Roof: Metal
  • Construction materials: Frame,Cedar,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage
  • Property subType: Residential

Interior

Basement

  • Basement: None

Features

  • Cathedral Ceiling(s),See Remarks
  • Flooring: Concrete,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 652900566454

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: Road,USFS
  • Topography of land: Sloping,Rolling,Steep

Lot

  • Lot size: 6.45 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Earthquake
Hail
Tornado
Wildfire

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$191$2,292
Property Taxes $109$1,308
Electricity $208$2,503
Total$3,536$42,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,234/yr
40% on housing$106,080/yr
45% on housing$94,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28713$208
Swain County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 28713$275
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$599,000

New Construction

AgentKaryn Woody
BrokerageMountain Sotheby's International Realty

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