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1675 Heritage Bay Pl, San Jose, CA, 95138

5beds
5baths
3,188sqft
$2,488,000
$780price/sqft
$14,880/moest. monthly cost
$595,200/yrincome needed

About This Home

Nestled within the prestigious Ranch on Silver Creek community, desirable floor plans with two primary suites-one on the main level and one upstairs-ideal for multi-generational living. Offering 3,188 sq. ft. on a 10,989 sq. ft. cul-de-sac lot. The light-filled floor plan showcases marble tile flooring, custom marble inlays, upgraded staircase balusters and a spacious family room with a fireplace. The gourmet kitchen features a large center island, granite countertops, Thermador oven, Bosch refrigerator, wine cooler, pantry, and abundant cabinetry. The upstairs primary suite offers a spa-inspired bath with dual vanities, soaking tub, separate shower, and custom walk-in closet. Upstairs also features two bedrooms with a Jack-and-Jill bath, an additional en-suite bedroom, and hallway storage. The oversized backyard offers some of the most breathtaking panoramic views from an elevated viewing deck, an expansive patio, lush lawn, and beautifully landscaped hillside. Additional highlights include a long private driveway, finished two-car garage with epoxy flooring, water softener, and window coverings. Excellent rated schools and just minutes from Village Square, farmers market, shops, parks, major commuter routes, & tech shuttle pick-up locations. An absolute must see!

Getting Around

1
WalkingCar-Dependent
17
TransitMinimal Transit
3
BikeSomewhat Bikeable

Schools

8/10
Chaboya Middle SchoolGrades 7-82.5 mi
9/10
Silver Creek High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Built In Oven,Refrigerator
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: DoubleSinks, Marble, PrimaryStallShowers, PrimaryTubwJets, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat2plus, WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Marble,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,188
  • Total interior livable area: 3,188 sqft

Kitchen

  • Features: Countertop_Granite, IslandwithSink

Property

Details

  • Parcel number: 67941029
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Gazebo

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,580$150,960
Home Insurance *$208$2,496
Property Taxes $1,409$16,908
Electricity $683$8,203
Total$14,880$178,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$510,171/yr
40% on housing$446,400/yr
45% on housing$396,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$780This listing

vs Other Active Listings

Avg $/sqft

ZIP 95138$823
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95138$914
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$2,488,000

For Sale by Agent

Agent Thao Dang & Brian Ng
BrokerageBlock Change Real Estate

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