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20238 Shetland Ln, Spring Hill, FL, 34610

2beds
1baths
2,048sqft
$479,900
$234price/sqft
$3,691/moest. monthly cost
$147,640/yrincome needed

About This Home

6.18-acre lot, with multiple structures on site, one being CBS construction provides a solid foundation for renovation or expansion. The expansive lot offers endless possibilities, whether for residential development, agricultural use, or personal enjoyment. THE VALUE IS IN THE LAND. With its generous lot size and potential for growth, this property is perfect for those looking to create their dream home or invest in a promising location. Don’t miss out on this rare opportunity to own a large parcel in a desirable part of Florida! easy access to local schools such as Dr. Mary Giella Elementary, Crews Lake K-8, and Land O' Lakes High School, this property blends country living with convenient amenities. Per the owner, there is NO Survey on land.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Crews Lake K-8 SchoolGrades 6-84.4 mi
6/10
Land O' Lakes High SchoolGrades 9-129.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedroom2

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 269,200
  • Total interior livable area: 2,048 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 25
  • Dimensions: 5x5

Living Room

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 182414002.000J.00000.0
  • Zoning: RMH
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 6.18 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$325$3,900
Property Taxes $734$8,808
Electricity $206$2,473
Total$3,691$44,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,548/yr
40% on housing$110,730/yr
45% on housing$98,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 34610$182
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34610$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$479,900
2026-02-16Listing removed$479,000
2025-10-14Price change$479,000
2025-03-01Listed for sale$550,000

For Sale by Agent

AgentJessica Jimenez
BrokerageLPT REALTY, LLC

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