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44 Bell Street, Valley Stream, NY, 11580

4beds
3baths
2,150sqft
$949,999
$442price/sqft
$6,783/moest. monthly cost
$271,320/yrincome needed

About This Home

New Construction! This extraordinary contemporary home offers the perfect blend of luxury, comfort, and modern design, featuring an expansive open floor plan. Beautiful hardwood floors flow throughout the home, highlighted by a stunning chef’s kitchen, an oversized center island, stainless steel appliances, with a seamless flow to the dining and family rooms. A full bathroom on the main level adds convenience and flexibility to the design on the first floor. The second level features an impressive primary suite complete with a full bath and spacious walk-in closet, along with three additional generously sized bedrooms, each offering double closets and an additional full bathroom. A second-floor laundry hookup, conveniently located near the bedrooms, provides the ultimate in everyday practicality. Additional highlights include a full basement with high ceilings offering endless possibilities, a pull-down attic for extra storage and an attached one-car garage. Ideally situated close to public transportation, shopping, and dining, this exceptional residence showcases superior craftsmanship and the highest standards of luxury home design and construction.

Getting Around

81
WalkingVery Walkable
61
TransitGood Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Full Bath,Eat-in Kitchen,Formal Dining,Kitchen Island,Open Floorplan,Primary Bathroom,Quartz/Quartzite Counters,Storage
  • Attic: Full

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Property

Details

  • Special condition: None

Lot

  • Lot size: 3,307 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$264$3,168
Property Taxes $1,361$16,332
Electricity $355$4,263
Total$6,783$81,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,560/yr
40% on housing$203,490/yr
45% on housing$180,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 11580$497
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11580$519
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$949,999

For Sale by Agent

AgentJane M. Clifford SFR
BrokerageSignature Premier Properties

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