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8605 Dixie Hwy, Birch Run, MI, 48415

3beds
3baths
2,075sqft
$499,900
$241price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

This custom built ranch home sits on 1.82 acre in Birch Run Township. Built in 2005, this thoughtfully designed split ranch floor plan features over 2,000 sq. ft. of living space with 3 bedrooms, 2 full baths and an additional half bath. As you enter you will see a spacious living room, formal dining area and an inviting kitchen, great for everyday living and entertaining. The private primary suite offers full bath with whirlpool tub and large walk-in closet. There is a designated home office with half bath and access to attached garage. The sunroom provides stunning views of the peaceful setting year round.There is a 60 x 40 pole building in addition to the attached 2.5 car garage. This outbuilding provides endless possibilities for storage, hobbies, workshop space and many other uses. This home is surrounded by nature yet offering modern comfort and convenience. Don't miss the opportunity to enjoy country living at it's finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
Birch Run High SchoolGrades 9-123.8 mi
7/10
North Elementary SchoolGrades PK-43.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 35

Bathroom2

  • Features: Ceramic
  • Level: First
  • Area: 150

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 221

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 121

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Vinyl
  • Level: First
  • Area: 120

Features

  • Sump Pump,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,075

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,135
  • Total interior livable area: 2,075 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 208

Living Room

  • Features: Carpet
  • Level: First
  • Area: 288

Master Bedroom

  • Level: First

Office

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 05106064002003
  • Zoning description: Residential
  • Special condition: Short Sale,Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Frontage type: Road
  • Frontage length: 240

Lot

  • Lot size: 1.82 Acres
  • Features: Rural
  • Lot size dimensions: 240 x 330

Parking

  • Total spaces: 2.5
  • Parking features: Garage,Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$281$3,372
Property Taxes $558$6,696
Electricity $226$2,715
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 48415$144
Saginaw County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 48415$140
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$519,900
2026-08-04Price change$475,000
2026-07-24Price change$499,900
2026-07-10Listed for sale$519,900

For Sale by Agent

AgentChristine Erway
BrokerageCentury 21 Signature Realty

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