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124-126 128 Lincoln St, Oakland City, IN, 47660

6beds
3baths
2,604sqft
$367,000
$141price/sqft
$2,629/moest. monthly cost
$105,160/yrincome needed

About This Home

Welcome to this beautifully crafted new construction offering the perfect blend of modern style and low-maintenance living. This thoughtfully designed one-level tri-plex has 3 units, each with 2 spacious bedrooms and 1 full bathroom. Each unit has an open, functional layout. The kitchen showcases elegant granite countertops, providing both durability and style for every day living and entertaining. Step through the rear patio door to your private outdoor living space, complete with a privacy fence—ideal for relaxing, grilling, or enjoying your morning coffee. Additional features include a concrete driveway, quality finishes throughout, and the convenience of single-level living with no stairs. Perfect for all, this beautiful tri-plex offers comfort, convenience, and contemporary appeal.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,604

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 2,604 sqft

Property

Details

  • Parcel number: 261418403000.305007

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Level
  • Lot size dimensions: 134x30

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Drought
Earthquake
Heat Wave
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$353$4,236
Property Taxes $183$2,196
Electricity $238$2,864
Total$2,629$31,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,137/yr
40% on housing$78,870/yr
45% on housing$70,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 47660$77
Gibson County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 47660
Gibson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$367,000

For Sale by Agent

AgentKari Schaefer
BrokerageKey Associates Signature Realty

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