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301 Court St #302, Saginaw, MI, 48602

2beds
2baths
1,169sqft
$275,000
$235price/sqft
$2,316/moest. monthly cost
$92,640/yrincome needed

About This Home

Experience the perfect blend of old and new at West Bank Lofts, the beautifully restored historic building at the corner of Court and S. Hamilton Streets. Unit 302 is a light-filled, ready for occupancy residence with soaring ceilings, an open floorplan and designer-inspired finishes. Enjoy the convenience of an attached, climate-controlled garage with spaces for two cars plus a personal storage unit. Take in panoramic views of the Saginaw River from the resident-only rooftop deck. And when you’re ready to explore, the very best of Old Town Saginaw and its restaurants are just outside your door. The building has a secure entry and an elevator in the lobby to whisk you to your floor. West Bank Lofts features 11 residential units and 4 commercial spaces. Other plans are available. Please note: All physical finishes in images are 100% real; furnishings have been virtually staged to showcase layout potential. Individual tax ID numbers have not yet been assigned. Property is subject to the Michigan Condominium Act developer disclosure requirements.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

2/10
Herig SchoolGrades PK-50.8 mi
2/10
Thompson Middle SchoolGrades 6-81.6 mi
4/10

Construction

Condition

  • Year built: 1869

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Historic
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes

Bathroom1

  • Features: Tile
  • Level: Main

Bathroom2

  • Features: Tile
  • Level: Main

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 144

Bedroom2

  • Features: Carpet
  • Level: Entry
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • High Ceilings
  • Flooring: Hardwood,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,169

Great Room

  • Area: 308

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,169
  • Total interior livable area: 1,169 sqft

Kitchen

  • Features: Wood
  • Area: 117

Property

Details

  • Parcel number: TBD

Features

  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$431$5,172
Property Taxes $307$3,684
Electricity $188$2,259
Total$2,316$27,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,405/yr
40% on housing$69,480/yr
45% on housing$61,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$50
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$275,000

For Sale by Agent

AgentElizabeth "Betsy" deParry
BrokeragedeParry Properties

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