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5114 & 5102 San Francisco Ave, Laredo, TX, 78041

4beds
3baths
2,302sqft
$395,000
$172price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Prime R-3 Development Opportunity! Excellent location visibility in a high traffic area. Ideal for investors, developers & builders seeking redevelopment or future investment opportunities. Surrounded by several multifamily apartment complexes and a variety of commercial businesses. Located near Mall Del Norte, schools & quick access to IH-35. 18,400 sq. ft. lot. The SALE price is for the 2 lots. Property is being sold "AS IS" Call today for more details!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Memorial Middle SchoolGrades 6-81.3 mi
3/10
Martin High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Composition Shingle,15 or More Years
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Kitchen

  • Features: Formica

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Fencing: Fenced,Chain Link,Wood
  • Topography of land: Level

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 3
  • Parking features: No Garage,Concrete,Detached Carport
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$275$3,300
Property Taxes $520$6,240
Electricity $252$3,033
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 78041$161
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78041$172
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$370,000
2026-07-10Listed for sale$395,000

For Sale by Agent

AgentCynthia Reyes
BrokerageColdwell Banker Ana Ochoa & Co

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