1414 Aluminum St #11, Truth Or Consequences, NM, 87901

1beds
1baths
790sqft
$62,000
$78price/sqft
$538/moest. monthly cost
$21,520/yrincome needed

About This Home

Cute cottage with mature trees. Covered carport. 1 bedroom 3/4 bath with separate shower. Fenced yard front and back with dual gates in back to park an RV or other toys. Sunroom has double doors. Wood burning stove in den. Hardwood and tile flooring. Metal roof. Garden area with a small greenhouse. Located only blocks from the Rio Grande river. Home is move in ready and being sold as is .

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
T Or C Elementary SchoolGrades PK-32.9 mi
4/10
T Or C Middle SchoolGrades 6-82.6 mi
5/10
Hot Springs High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal,Pitched
  • Construction materials: Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Sunroom,Utility
  • Flooring: Tile
  • Fireplace features: Free Standing
  • Finished area above ground: 790

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 790
  • Total interior livable area: 790 sqft

Property

Details

  • Parcel number: 3023079416383

Features

  • Patio & porch: Patio Covered
  • Fencing: Back Yard,Front Yard,Chain Link Fence,Front Fence
  • Topography of land: Back Yard, Front Yard, Chain Link Fence, Front Fence
  • Residential vegetation: Native/Natural

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters in Sierra County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $313$3,756
Home Insurance *$48$576
Property Taxes $29$348
Electricity $148$1,780
Total$538$6,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,445/yr
40% on housing$16,140/yr
45% on housing$14,346/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 87901$104
Sierra County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 87901
Sierra County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$62,000
2026-07-31Price change$62,000
2026-07-27Pending sale$82,500
2026-07-10Listed for sale$82,500

For Sale by Agent

AgentLaNeer K Wrye
BrokerageCripple Creek Realty

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