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1664 Kircher Dr Unit C, Saint Charles, MO, 63303

2beds
1baths
972sqft
$165,000
$170price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Move right into this beautifully updated ground-floor condo offering maintenance-free living in the heart of St. Charles! Featuring 2 bedrooms, an updated kitchen and bath, luxury vinyl flooring throughout, fresh neutral finishes, and a spacious unfinished basement with private laundry and abundant storage, this home is ready for its next owner. Enjoy peaceful views of common ground, public utilities, assigned parking, and a convenient location just minutes from shopping, restaurants, parks, and major highways. Located in the highly sought-after Francis Howell School District, this condo offers exceptional value whether you're purchasing your first home, downsizing, or adding to your investment portfolio.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
7/10
Hollenbeck Middle SchoolGrades 6-84.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Apartment Style
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Door features: Panel Door(s)
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Property

Details

  • Parcel number: 30011588023000C.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 653.40 sqft
  • Features: Adjoins Common Ground

Parking

  • Total spaces: 1
  • Parking features: Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$96$1,152
Property Taxes $145$1,740
Electricity $141$1,693
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$165,000

For Sale by Agent

AgentKerri L Lyell
BrokerageBerkshire Hathaway HomeServices Select Properties

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