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10520 SPRINGWOOD DRIVE, Port Richey, FL, 34668

2beds
2baths
1,218sqft
$239,900
$197price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Welcome to your dream retirement in the premier 55+ deed-restricted community of Timber Oaks! This impeccably updated 2-bedroom, 2-bathroom, 2-car garage SMART HOME offers a seamless blend of modern technology and high-end finishes. The heart of the home is a stunning kitchen featuring beautiful maple cabinets, ample storage, a dedicated coffee bar, WiFi-enabled Samsung stainless steel appliances. This fully move- in-ready residence boasts major upgrades for peace of mind, including a newer roof (2022) for insurance savings, newer HVAC system with UV light installation (2024), a new skylight, and updated electrical panel. The interior shines with fresh paint, energy-efficient LED lighting, and a comprehensive Smart Home suite including a WiFi doorbell, security cameras, and thermostat. Step outside to the newly added pavered rear patio, perfect for relaxing in the Florida sun, and a beautifully landscaped yard supported by a private well for irrigation. Residents enjoy unparalleled amenities with 24-hour pool access, a remodeled clubhouse, fitness center, tennis, bocce, and specialized hobby shops for woodworking and art. You are minutes away from the Suncoast Parkway, providing a quick commute to Tampa International Airport and the vibrant Tampa Bay area. Beaches, medical facilities, and fine dining are all right at your fingertips. Don't miss the chance to own the premier smart home in Timber Oaks—schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
2/10
2/10
Fivay High SchoolGrades 8-121.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 113.22
  • Dimensions: 11.1x10.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 98.131
  • Dimensions: 12.1x8.11

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Other,Walk-In Closet(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,218 sqft

Kitchen

  • Level: First
  • Area: 180.93
  • Dimensions: 16.3x11.1

Living Room

  • Level: First
  • Area: 274.164
  • Dimensions: 22.11x12.4

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 165.39
  • Dimensions: 14.9x11.1

Property

Details

  • Parcel number: 162514006F000001770
  • Attached to another structure: Yes
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other
  • Patio & porch: Covered,Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Awning(s),Other,Rain Gutters

Lot

  • Lot size: 8,140 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$479$5,748
Property Taxes $312$3,744
Electricity $197$2,366
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 34668$125
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34668$186
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$239,900
2026-06-08Price change$249,900
2026-05-12Listed for sale$260,000
2023-02-15Sold$253,000
2023-01-17Pending sale$255,000
2023-01-07Listed for sale$255,000
2022-01-31Sold$203,000
2022-01-10Pending sale$219,999
2021-12-24Listed for sale$219,999
2002-11-01Sold$91,000
2002-08-26Sold$79,000
2000-07-31Sold$67,000

For Sale by Agent

AgentKelly Mothershead Timmons
BrokerageKELLER WILLIAMS REALTY- PALM HARBOR

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