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6144 Beck Overlook, Ijamsville, MD, 21754

2beds
2baths
3,387sqft
$699,990
$207price/sqft
$4,692/moest. monthly cost
$187,680/yrincome needed

About This Home

FINISHED REC ROOM IN LOWER LEVEL IS INCLUDED!! Come experience luxury active adult living with NVHomes at Cromwell 55+ in Frederick, Maryland! Meet the Amalfi – the home that’s mastered the art of one-level living with style. This sophisticated charmer blends comfort and elegance like a perfectly crafted recipe. The kitchen, dining and great room flow together and are all crowned with elegant 9’ ceilings and bathed in natural light. The owner’s suite is your personal retreat, tucked away from the hustle and bustle, complete with a spa-like bathroom that’ll make every day feel like a vacation. Optional sliding glass doors, and outdoor fireplace turn indoor-outdoor living into an art form. With clever storage throughout and kitchen upgrades that’ll unleash your culinary creativity, the Amalfi is perfect for empty-nesters, families with kids, or anyone who loves to host a good party!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Oakdale Elementary SchoolGrades PK-50.4 mi
8/10
Oakdale Middle SchoolGrades 6-80.6 mi
7/10
Oakdale High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Amalfi
  • Builder name: NV Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1617

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,617
  • Finished area above ground: 1,770

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,387
  • Total interior livable area: 3,387 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s)

Details

  • Parcel number: 1109608405
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 6,120 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$174$2,088
Property Taxes $548$6,576
Electricity $431$5,178
Total$4,692$56,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,868/yr
40% on housing$140,760/yr
45% on housing$125,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$244
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$699,990

New Construction

AgentDonna Yocum
BrokerageKeller Williams Realty Centre

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