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318 N Longmeadow Ct, Ridgeland, MS, 39157

3beds
2baths
1,876sqft
$199,000
$106price/sqft
$1,448/moest. monthly cost
$57,920/yrincome needed

About This Home

Charming one-story brick ranch with cedar and stone front accents, set beneath mature oak trees on a generously sized, fully fenced lot. The open living room features vaulted ceilings, a wood-burning fireplace with painted brick surround, and warm laminate flooring. The eat-in kitchen offers white cabinetry, tile flooring, tiled backsplash, and a stainless refrigerator and dishwasher, with a sunny dining nook featuring built-in bench seating just off the kitchen. three bedrooms with ceiling fans and good closet space, plus two full baths with tile flooring. A flexible bonus room offers space for an office, gym, or den. Outside, enjoy a covered side porch/carport, storage shed, and a shaded, fenced backyard perfect for pets or play. Solid bones and great potential — bring your vision! Sold as-is.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
6/10
Olde Towne Middle SchoolGrades 6-81.3 mi
5/10
Ridgeland High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Masonite,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Exhaust Fan,Oven,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Aluminum Frames,Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Enhanced Accessible,Roll-in Shower

Details

  • Parcel number: 072i30d2310000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Slab
  • Exterior features: Other
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Paved
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$148$1,776
Property Taxes $102$1,224
Electricity $192$2,304
Total$1,448$17,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,645/yr
40% on housing$43,440/yr
45% on housing$38,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 39157$164
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39157$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$199,000
2026-08-06Pending sale$199,000
2026-07-28Price change$199,000
2026-06-19Listed for sale$225,000

For Sale by Agent

AgentSarah A Messer
BrokerageReal Broker, LLC.

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