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4135 COTTON TAIL DRIVE, New Port Richey, FL, 34653

2beds
2baths
1,236sqft
$290,000
$235price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Move in ready pond view home with flex room in New Port Richey! Nestled beneath beautiful mature oak trees, this well maintained 2 bedroom, 2 bathroom home with a versatile flex room offers the perfect blend of comfort, functionality, and value. Major updates have already been completed, including a new roof in 2022 and a new AC system in 2024, making this home truly move in ready. Whether you're searching for a primary residence, seasonal getaway, or investment property, this home is ready for its next owner. Step inside to discover a spacious living and dining room combination featuring durable laminate flooring and elegant plantation shutters throughout the living area. Sliding glass doors fill the space with natural light and open to the Florida room, creating an ideal setting for year round indoor and outdoor living. The flex room also features sliding glass doors to the Florida room, making it a perfect home office, hobby room, reading room, or additional living space. The kitchen offers abundant cabinet and countertop space along with a pantry for extra storage. Both bedrooms are spacious with generous closet space and are thoughtfully located near one of the bathrooms for privacy and convenience. Carpet in both bedrooms adds warmth and comfort. Enjoy peaceful mornings and relaxing evenings overlooking the tranquil pond from the Florida room or step outside to the open patio where the mature oak trees provide natural shade and a picturesque setting. A storage shed offers additional space for lawn equipment, tools, and outdoor essentials, while the attached 1 car garage provides both parking and extra storage. One of the biggest advantages of this property is its flexibility. The neighborhood features an optional civic association with low annual dues of approximately $35 per year, allowing homeowners to enjoy neighborhood activities without the obligation of a mandatory HOA. There is also no CDD, helping keep ownership costs low. Conveniently located near Gulf View Square, Publix, Target, Walmart, restaurants, parks, golf courses, medical facilities, and everyday shopping. Enjoy easy access to US 19, State Road 54, historic downtown New Port Richey, Sims Park, the Pithlachascotee River, and the beautiful Gulf Coast beaches.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
River Ridge High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 187
  • Dimensions: 17x11

Features

  • Living Room/Dining Room Combo
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,236 sqft

Kitchen

  • Level: First
  • Area: 153
  • Dimensions: 17x9

Living Room

  • Level: First
  • Area: 330
  • Dimensions: 22x15

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 160
  • Dimensions: 16x10

Property

Details

  • Parcel number: 1426160010000001140
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond,Pond Access

Lot

  • Lot size: 9,375 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$165$1,980
Property Taxes $301$3,612
Electricity $197$2,366
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 34653$104
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34653$197
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$290,000
1996-07-09Sold$55,000

For Sale by Agent

AgentShasta DeGraw
BrokerageREALTY ONE GROUP MVP

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