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197 W State Highway 26, Lumberton, MS, 39455

1beds
1baths
900sqft
$217,000
$241price/sqft
$1,677/moest. monthly cost
$67,080/yrincome needed

About This Home

14.5 private acres features an adorable 1 bedroom/1 bath cottage; a 2 bedroom/2 bath manufactured home and another 1 bedroom/1 bath mobile home that we have given no value but could be renovated by buyer. There is also a pond, a carport with a Ford diesel tractor which will convey, and a shed that was previously used as stables for horses. There are huge mature trees, a cypress picnic table, and a long, private drive off of Hwy 26. Hidden and off the beaten path! 30 Mi to Hattiesburg, 11 miles to Wiggins, 46 miles to Biloxi, 31 miles to either Picayune or Kiln.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Stone Elementary SchoolGrades K-512.8 mi
7/10
Stone Middle SchoolGrades 6-811.5 mi
8/10
Stone High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Ceramic Tile,Combination
  • Fireplace features: Outside

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 13419013
  • Horse amenities: Pasture,Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Private Entrance
  • Fencing: Cross Fenced,Fenced
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 14.50 Acres
  • Features: Corners Marked,Farm,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Detached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,097$13,164
Home Insurance *$300$3,600
Property Taxes $88$1,056
Electricity $192$2,304
Total$1,677$20,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,497/yr
40% on housing$50,310/yr
45% on housing$44,720/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 39455$214
Stone County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 39455
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$217,000

For Sale by Agent

AgentPenny Stettinius
BrokerageCompass

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