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503 Drystraw Ln, Frederick, MD, 21703

5beds
4baths
2,969sqft
$659,990
$222price/sqft
$4,369/moest. monthly cost
$174,760/yrincome needed

About This Home

Welcome to the Galen plan at Summervale, Frederick's newest and most beautiful community! This exceptional two-story residence walks the perfect line between generous living space and incredible value, maximizing every square foot without sacrificing style. The main level is anchored by a versatile flex room at the front of the home, perfect for a formal dining room or a quiet study. It flows seamlessly into a massive great room and a kitchen featuring a large central island and a walk-in pantry. Upstairs, four generously sized bedrooms are arranged around a highly functional central hall, including a private primary suite with an expansive walk-in closet and a dual-vanity bath. Living at Summer enhances this high-value layout with an unbeatable West Frederick location, featuring two neighborhood city parks, integrated walking trails, immediate access to I-70, and close proximity to the dining and boutique shopping of Historic Downtown Frederick, hiking trails and more

Getting Around

52
WalkingSomewhat Walkable
27
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

5/10
5/10
Crestwood Middle SchoolGrades 6-83.0 mi
4/10
Frederick High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Passive Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Brick,Concrete

Other

  • Builder model: Galen
  • Builder name: D.R. Horton homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Energy Efficient Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Dining Area,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Door features: Insulated,Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Low Emissivity Windows,Vinyl Clad
  • Flooring: Carpet,Luxury Vinyl,Ceramic Tile
  • Finished area below ground: 629
  • Finished area above ground: 2,340

Foyer

  • Level: Main

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,969
  • Total interior livable area: 2,969 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Lower

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,748 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$138$1,656
Property Taxes $516$6,192
Electricity $378$4,539
Total$4,369$52,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,794/yr
40% on housing$131,070/yr
45% on housing$116,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$174
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$659,990
2026-07-11Listed for sale$664,990

New Construction

AgentJustin K Wood
BrokerageD.R. Horton Realty of Virginia, LLC

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