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728 Point Martin Way, Daly City, CA, 94014

3beds
3baths
1,835sqft
$1,369,246
$746price/sqft
$8,214/moest. monthly cost
$328,560/yrincome needed

About This Home

Brand new home hilltop with stunning scenic views. A downstairs den can be used as a study, craft room or work from home space. Convenient powder bath. On the main floor, a spacious dining area leads to a modern kitchen with ample cupboard and storage areas, large island, pantry and stainless-steel appliances. Enjoy weekend brunch on an outdoor deck accessed from the family area. The primary bedroom leads to a luxurious primary bath with walk-in shower. Other features include a 40-amp. electric charging station pre-wiring, a solar energy system (lease or purchase required) and a limited 10-year warranty. Dedicated laundry area. Minutes to the Cow Palace and Event Center and the Bay Club for tennis and pickleball. Short drive to Thornton State Beach, Serramonte Center and Mussel Rock Park. Desirable Peninsula location close to BART, CaltrainA® and US-101.

Getting Around

38
WalkingCar-Dependent
56
TransitGood Transit
14
BikeSomewhat Bikeable

Schools

6/10
5/10
Jefferson High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,835
  • Total interior livable area: 1,835 sqft

Property

Details

  • Parcel number: 000000000000000000
  • Attached to another structure: Yes
  • Zoning: 1
  • Special condition: NewSubdivision

Lot

  • Lot size: 1,387 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,923$83,076
Home Insurance *$175$2,100
Property Taxes $718$8,616
Electricity $398$4,786
Total$8,214$98,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,622/yr
40% on housing$246,420/yr
45% on housing$219,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$746This listing

vs Other Active Listings

Avg $/sqft

ZIP 94014$475
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94014$778
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$1,369,246

New Construction

AgentTheresa Mejia
BrokerageKB Home Sales -Northern California Inc

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