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1606 NW 105th Ter, Kansas City, MO, 64155

3beds
2baths
1,595sqft
$459,990
$288price/sqft
$3,159/moest. monthly cost
$126,360/yrincome needed

About This Home

Welcome to your dream ranch home! The Allen is a beautifully designed residence that features a desirable open-concept floor plan, perfect for modern living. The main level boasts three spacious bedrooms, including a serene master suite with a walk-in closet and a luxurious en-suite bathroom. Two additional bedrooms are thoughtfully situated near a well-appointed full bathroom. The heart of the home is the bright and airy living area, highlighted by large windows that flood the space with natural light. The kitchen, complete with ample counter space and an island, flows seamlessly into the dining area and living room, making it ideal for entertaining and family gatherings. The expansive lower level offers unlimited potential for customization. With a large unfinished space, it provides an excellent opportunity to create a personalized area tailored to your needs, whether it be additional bedrooms, a home theater, or a recreational space. Located in a desirable neighborhood, this home combines comfort and flexibility, offering a fantastic foundation for your future. Don’t miss the chance to make this house your forever home! This is a Hunt Midwest Maintenance Provided Community. The maintenance free fee is $200 per month in addition to the annual HOA fee of $650. Pictures are from another home but the same floor plan.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
Nashua Elementary SchoolGrades PK-51.6 mi
6/10
New Mark Middle SchoolGrades 7-81.5 mi
9/10
Staley High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Other

  • Builder model: Allen
  • Builder name: Hakes Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Gas Range
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Unfinished,Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Features: All Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,595

Great Room

  • Features: Luxury Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Master Bedroom

  • Features: Marble,Shower Over Tub
  • Level: Main

Property

Details

  • Parcel number: 188027300001060000

Lot

  • Lot size: 7,150 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$287$3,444
Property Taxes $406$4,872
Electricity $141$1,693
Total$3,159$37,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,308/yr
40% on housing$94,770/yr
45% on housing$84,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 64155$200
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64155$186
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$449,990
2026-07-18Price change$459,990
2026-07-11Listed for sale$468,475

New Construction

AgentBrooke Marsalla
BrokerageReeceNichols - Lees Summit

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