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2720 E Lovelaceville Florence Station Rd, Boaz, KY, 42027

3beds
1baths
1,156sqft
$48,000
$42price/sqft
$458/moest. monthly cost
$18,320/yrincome needed

About This Home

McCracken County Investment Opportunity: Are you intrigued by the unknown? Do you watch 'Hoarders' and think to yourself, "Here's what I would do"? Here's your chance to channel your inner Mike Rowe, grab your protective gear, prime your flashlight, and check out this Dirty Job! Once a 3-bedroom, 1-bath idyllic home sitting on well over a half-acre, this property features a gravel drive, detached block garage and surely some mature landscaping somewhere. Whether you want to tear down and utilize the footprint and outbuilding, or tackle the flip, there's potential. Will not qualify for traditional financing. Cash, hard money, or commercial lines of credit only. All buyers must provide proof of funds prior to scheduling any property showings and must be accompanied by an licensed real estate agent. The property is offered strictly as-is, where-is, and under the assumption that the structure and house systems are in disrepair in their entirety. Utilities services are not and will not be connected.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Lone Oak Middle SchoolGrades 6-85.9 mi
9/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1090000077

Features

  • Levels: One

Lot

  • Lot size: 0.67 Acres
  • Features: Many Trees

Parking

  • Total spaces: 5
  • Parking features: Detached Garage,Driveway,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance *$31$372
Property Taxes $31$372
Electricity $154$1,850
Total$458$5,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,702/yr
40% on housing$13,740/yr
45% on housing$12,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 42027$120
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42027$184
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$48,000

For Sale by Agent

AgentAmanda Johnson
BrokerageArnold Realty Group

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