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4101 Setterpointedrive, Valdosta, GA, 31601

4beds
2baths
2,470sqft
$355,900
$144price/sqft
$2,548/moest. monthly cost
$101,920/yrincome needed

About This Home

BEAUTIFUL NEW CONSTRUCTION just completed in SetterPointe Subdivision! Located off of Hwy 84 in Lowndes County. This home built by SetterPointe Construction is an ALL BRICK & ENERGY EFFICIENT HOME on a huge over half acre lot! Quiet neighborhood located 10 minutes to the Valdosta mall area or 10 minutes the opposite direction to Quitman GA & a 40 minute drive to Thomasville GA. Interior of home features Spacious living room, dining room & open kitchen with large island great for entertaining! Kitchen features custom cabinetry, granite countertops, tiled backsplash with stainless kitchen appliances. LVP throughout entire home! Master bath has large walk in closet, dual sinks & granite countertops! Guest bath also has dual sinks, custom cabinets & granite countertops! The exterior of the home features brick siding, architectural shingles, & a huge screened in back porch! Sodded & landscaped yards with shadowbox privacy fencing! Huge back yard! Would be perfect for a swimming pool! Two car garage with an extra parking pad! Come out and see all the beautiful new construction going on in SetterPointe Subdivision!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
5/10
Lowndes Middle SchoolGrades 6-87.1 mi
6/10
Lowndes High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Frame,HardiPlank Type,Moulding,Sheetrock Walls

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Bathroom

  • Features: Double Vanity,Tub/Shower Combo

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Light & Airy,Open Floorplan,Coffered Ceiling(s),Crown Molding,Tray Ceiling(s),Dining Room/Kitchen Combo,Hard Surface Countertops,Ceiling Fan(s)
  • Window features: Vinyl Clad,Blinds
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central Heat/Air
  • Cooling features: Ceiling Fan(s),Central Heat/Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Property

Features

  • Levels: One
  • Patio & porch: Covered,Patio,Porch,Screened
  • Fencing: Fenced,Wood

Lot

  • Lot size: 0.71 Acres
  • Features: Grass,Landscaped
  • Lot size dimensions: 120 x 220

Parking

  • Parking features: Concrete Drive,Parking Pad,2 Car,Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,799$21,588
Home Insurance *$285$3,420
Property Taxes $225$2,700
Electricity $239$2,879
Total$2,548$30,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,360/yr
40% on housing$76,440/yr
45% on housing$67,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 31601$105
Lowndes County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 31601$116
Lowndes County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$355,900

For Sale by Agent

AgentEleanor Altman-Hendrix
BrokerageHeritage Realty of Valdosta

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