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17214 B29 Panama, City Beach, FL, 32413

1beds
1baths
520sqft
$219,000
$421price/sqft
$1,667/moest. monthly cost
$66,680/yrincome needed

About This Home

Cash cow! Investors special, turn key 1 bedroom, 1 bath condo on Front Beach Rd on WEST End of Panama City Beach. March to December 2025 grossed $29K. Jan to part of September 2026 booked and earned $27K so far!! And only on Airbnb! Beach access across the street. First floor unit on pile-ons. View of pool from balcony. NO elevators!! Owners can have pets. Updated counter tops in kitchen, newer washer/dryer in unit, new paint, new light fixtures, newer windows and patio door, new vanity and sink in bathroom, new toilet and tile. Large closet in bathroom. Parking behind, next to, or covered under unit. 2 pools, outdoor showers, bbq, bathrooms at pools. 520 sq ft. HOA includes Garbage, INTERNET and CABLE, Water, Sewer, pest control, grounds keeping. Electric ranges from $45-75 month. Text for more images

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades PK-122.8 mi
6/10
4/10
J.R. Arnold High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1984

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 520 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$256$3,072
Property Taxes $107$1,284
Electricity $197$2,366
Total$1,667$20,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,154/yr
40% on housing$50,010/yr
45% on housing$44,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$288
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$218,999
2026-07-20Price change$219,000
2026-07-11Listed for sale$219,900

For Sale by Owner

AgentProperty Owner

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