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3623 Pottsville Pike, Reading, PA, 19605

8beds
3baths
--sqft
$300,000
--price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

This spacious home is currently configured as a single-family residence and may be converted into a two-unit property with zoning approval, offering strong investment potential. the property does need some upgrades. Sold as is. Separate electric meters installed Rear second-floor bedroom freshly painted New roof/Metal and rubber roof (3 years old) 17 New windows through-out the second floor and attic 8 bedrooms 3 full bathrooms large in living attic oil heat Attached 4car garage Off street parking Additional parking in the rear Located in a nice, quiet neighbors Muhlenberg school district commercial zone

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10
Muhlenberg Middle SchoolGrades 7-90.5 mi
3/10
Muhlenberg High SchoolGrades 10-120.6 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3

Property

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$97$1,164
Property Taxes $400$4,800
Electricity $224$2,692
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$161
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$300,000

For Sale by Owner

AgentProperty Owner

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