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2557 Saint Rd #101, Liberty, IN, 47353

1beds
1baths
400sqft
$225,000
$563price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

Discover a tranquil retreat at 2557 St Rd Old 101, Liberty, IN, offering a harmonious blend of comfortable living and serene natural surroundings on 1.4 acres of land. This charming property features an inviting kitchen with high ceilings, a full suite of stainless steel appliances including a refrigerator, microwave, and range, and ample cabinetry, all seamlessly connecting to an open-concept living area. The living space boasts abundant natural illumination, vaulted ceilings, and durable plank flooring, creating an airy and welcoming atmosphere. Cozy bedrooms provide comfortable sleeping arrangements with built-in storage solutions, while a well-lit loft area offers additional flexible sleeping space with recessed lighting. Relax and unwind in the sun-filled 3 Seasons room, perfect for dining or serene relaxation, featuring vast windows that invite abundant natural light. The exterior boasts a well-maintained side with an enclosed sunroom and a functional carport. Enjoy outdoor living on the spacious covered patio, ideal for entertaining. A spacious carport offers a convenient sheltered entertainment area. The property is set amidst a verdant landscape with a neatly maintained lawn, mature trees, and a secluded wooded lot, perfect for creating a private retreat. A quaint shed provides practical outdoor storage. This tranquil setting is also just 1.3 miles from the marina and boat ramp for Brookville Lake. A meandering gravel driveway leads to this private oasis, offering a peaceful lifestyle.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Union County High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 10 x 9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s)
  • Window features: Double Hung,Double Pane Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Florida Room

  • Level: Main
  • Dimensions: 35 x 12

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 10 x 10

Living Room

  • Level: Main
  • Dimensions: 10 x 10

Loft

  • Level: Second
  • Dimensions: 15 x 10

Property

Details

  • Parcel number: 811115403009.003004
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Patio
  • Exterior features: Patio,Storage,Propane Tank - Leased

Lot

  • Lot size: 1.43 Acres
  • Lot size dimensions: 1.43

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$129$1,548
Property Taxes $133$1,596
Electricity $184$2,212
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 47353$92
Union County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 47353$119
Union County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$225,000

For Sale by Agent

AgentShaun M Hayes
BrokerageBHHS Professional Realty

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