987 South St, Elgin, IL, 60123
About This Home
Welcome to your private sanctuary on a quiet, tree-lined Kane County street! This light-filled, remodeled 3-level, 2-bed, 2-full-bath home with an exterior-access basement is completely move-in ready. Step inside to discover new fresh paint, textured flooring, a chef-inspired kitchen with quartz countertops and stainless appliances. Enjoy modern updates like 2026 central AC and updated bathrooms. Outside, a deep near fully fenced backyard awaits summer BBQs, plus a 1+ car garage with workshop space. Come tour, Fall in love and start packing!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2026
Other
- Builder model: 2 story home with basement
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Washer
- Laundry features: Gas Dryer Hookup,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Exterior Entry,Partial
Bedroom2
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Second
- Area: 162
- Dimensions: 18X9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 144
- Dimensions: 12X12
Features
- 1st Floor Full Bath,Quartz Counters
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,000 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Window Treatments (Blinds)
- Level: Main
- Area: 216
- Dimensions: 18X12
Laundry
- Level: Basement
- Area: 64
- Dimensions: 8X8
Living Room
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 192
- Dimensions: 16X12
Master Bedroom
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Second
- Area: 168
- Dimensions: 14X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0622281002
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s),Sump Pump
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 0.25 Acres
Parking
- Total spaces: 1
- Parking features: Asphalt,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $526 | $6,312 |
| Electricity | $130 | $1,569 |
| Total | $2,250 | $27,000 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $289,900 |
| 2026-07-25 | Price change | $289,900 |
| 2026-07-14 | Listed for sale | $299,000 |
| 2026-05-22 | Sold | $215,000 |
| 2017-06-27 | Sold | $129,000 |
| 2017-05-17 | Pending sale | $129,000 |
| 2017-03-14 | Listed for sale | $129,000 |
| 2017-03-08 | Pending sale | $129,000 |
| 2017-02-20 | Listed for sale | $129,000 |
| 2017-02-14 | Pending sale | $129,000 |
| 2017-02-08 | Listed for sale | $129,000 |
| 2017-01-30 | Pending sale | $129,000 |
| 2017-01-12 | Listed for sale | $129,000 |
| 2017-01-09 | Pending sale | $129,000 |
| 2017-01-04 | Price change | $129,000 |
| 2016-11-19 | Price change | $137,000 |
| 2016-11-11 | Listed for sale | $145,000 |
| 2015-10-29 | Sold | $47,500 |
| 2014-01-13 | Sold | $59,000 |
| 2013-10-29 | Price change | $55,900 |
| 2013-08-20 | Listed for sale | $62,900 |
| 2000-03-15 | Sold | $100,000 |
| 1998-11-06 | Sold | $107,000 |
For Sale by Agent
View on Zillow