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920 & 928 Bailey Dr, Columbia Falls, MT, 59912

1beds
1baths
851sqft
$625,000
$734price/sqft
$3,733/moest. monthly cost
$149,320/yrincome needed

About This Home

Tucked beneath a canopy of mature trees just 10 minutes north of Columbia Falls, this enchanting creek side retreat offers the perfect blend of privacy, recreation, and Montana character. With 660+ feet of Nine Mile Creek flowing through the property, you'll enjoy a seasonal swimming hole, a natural spring, and a setting that feels worlds away. A custom staircase leads to the secluded 880-sq-ft main cabin. Thoughtfully updated over the past four years, it beautifully blends rustic craftsmanship with modern comforts. The upstairs bedroom opens to a private deck overlooking the trees, while the inviting living area features a cozy wood stove. The updated kitchen/dining area offers warm gathering spaces, and the beautifully remodeled bathroom features custom log walls, a soaking tub, and a tile-and-stone walk-in shower. The charming, detached A-frame has electricity and is completely remodeled with a queen Murphy bed, dining area, and electric heat. A separate bathhouse offers a flush toilet, sink, and outdoor shower, creating a comfortable guest space. The A-frame has operated as a successful short-term rental (buyers to verify regulations). Outdoor living highlights include a covered porch, fire pit, lawn, garden space, and a spacious shop/storage building. Whether you're enjoying morning coffee beside the creek or gathering under Montana's star-filled skies, this property is designed for making lasting memories. Recent Improvements: Indoor Plumbing! New electrical service & plumbing (2023–2024) New 3-bedroom septic system (2023) 900-gallon buried water cistern serving the cabin and bath house. Hardwired high-speed internet! New roofs on main cabin and shop (2026) and so much more! Bailey Lake public access is a short walk away, with Spoon Lake and Glacier National Park just minutes away. This one-of-a-kind creek side retreat offers a rare opportunity to enjoy the beauty, tranquility, and adventure of Montana from your own private sanctuary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
Columbia Falls 7-8Grades 6-88.0 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 2012

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove,Wall Furnace

Interior Area

  • Total interior livable area: 851 sqft

Property

Details

  • Parcel number: 07429410104010000
  • Zoning: Residential
  • Zoning description: Scenic Corridor
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Patio & porch: Front Porch,Porch,Side Porch,Wrap Around,Balcony
  • Exterior features: Balcony,Fire Pit,Outdoor Shower,Storage
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Waterfront
  • Waterbody name: Nine Mile Creek

Lot

  • Lot size: 2.64 Acres
  • Features: Garden,Secluded,Views,Wooded

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Winter Weather
Wildfire
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $141$1,692
Property Taxes $281$3,372
Electricity $151$1,812
Total$3,733$44,796

Income You'd Need if You Spent...

35% on housing$127,988/yr
40% on housing$111,990/yr
45% on housing$99,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$734This listing

vs Other Active Listings

Avg $/sqft

ZIP 59912$422
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59912$357
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$625,000

For Sale by Agent

AgentSharon G Kahle
BrokerageBerkshire Hathaway HomeServices - Whitefish

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