4545 DEBBIE LANE, Lutz, FL, 33559
About This Home
Welcome to 4545 Debbie Lane in Lutz, Florida — a fully remodeled home that combines modern updates, outdoor space, and one of the most desirable locations in the Tampa Bay area. From the moment you pull in, this property stands out with its spacious lot, updated exterior, and the kind of yard space that’s becoming harder and harder to find. Whether you’ve been searching for extra room to spread out, entertain, or simply enjoy more privacy, this property delivers. Inside, the home has been completely renovated with a fresh, modern feel throughout. The layout flows naturally from room to room, creating a bright and comfortable atmosphere that feels both open and welcoming. The remodeled kitchen serves as the centerpiece of the home with updated finishes, modern appliances, and plenty of space for hosting family and friends. The bathrooms have also been beautifully updated, giving the entire home a clean, move-in-ready feel. Step outside and you’ll find one of the home’s best features — a beautiful swimming pool and backyard setup designed for Florida living. Whether it’s relaxing on the weekends, hosting BBQs, or spending evenings outside by the pool, this property offers the kind of outdoor lifestyle buyers are actively searching for. Located in highly sought-after Lutz, you get the perfect balance of privacy and convenience. You’re close to Tampa, major highways, shopping, restaurants, top-rated schools, golf courses, and everything the Tampa Bay area has to offer while still enjoying the peaceful feel that makes Lutz so desirable. Homes with this combination of updates, lot size, pool, and location rarely become available. If you’ve been waiting for a fully remodeled home with space both inside and out, 4545 Debbie Lane is one you’ll want to experience in person.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Common Area
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 112
- Dimensions: 8x14
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 180
- Dimensions: 12x15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 141
- Dimensions: 9.4x15
Features
- Attic Fan,Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets
- Door features: French Doors,Outdoor Grill,Sliding Doors
- Flooring: Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,081
- Total interior livable area: 2,478 sqft
Kitchen
- Level: First
- Area: 162
- Dimensions: 9x18
Living Room
- Level: First
- Area: 209
- Dimensions: 11x19
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 208
- Dimensions: 13x16
Property
Details
- Parcel number: 192614005.0000.00226.0
- Zoning: R3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Lighting,Pool Sweep
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Irrigation System,Lighting,Outdoor Grill,Private Mailbox,Rain Gutters,Sidewalk
- Fencing: Vinyl
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 10,440 sqft
- Features: Cleared,Landscaped,Near Marina
Parking
- Total spaces: 2
- Parking features: Boat,Curb Parking,Driveway,Golf Cart Parking,Guest,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $591 | $7,092 |
| Electricity | $249 | $2,992 |
| Total | $3,418 | $41,016 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $445,000 |
| 2026-07-03 | Price change | $479,999 |
| 2026-06-10 | Listed for sale | $489,999 |
| 2026-02-09 | Listing removed | $470,000 |
| 2026-01-23 | Price change | $470,000 |
| 2025-12-10 | Price change | $480,000 |
| 2025-11-04 | Price change | $485,000 |
| 2025-09-10 | Price change | $499,999 |
| 2025-08-01 | Listed for sale | $515,000 |
| 2025-04-03 | Sold | $220,000 |
| 2020-03-17 | Sold | $248,000 |
| 2020-02-08 | Pending sale | $249,900 |
| 2020-01-28 | Price change | $249,900 |
| 2019-11-07 | Price change | $279,900 |
| 2019-09-23 | Listed for sale | $300,000 |
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