5092 Waterwheel Rd, Six Lakes, MI, 48886
About This Home
Welcome to your new lake home on all-sports Lake Montcalm! 2 parcels for the price of one with an attached 2-stall garage, an 18 x 24 detached garage, and a lakeside storage shed. Enjoy 38 feet of lake frontage with a permanent dock, a large fire pit and deck, and a pontoon boat and kayaks! The lakefront lot did have a small home on it previously, so if you had plans for a bunkhouse or a small additional cottage, that would be a possibility. The open floorplan of the home is currently 1 bedroom with a separate sleeping area in the back, but another bedroom could be created. Lots of big ticket updates: steel roof, well pump, furnace, central air, water heater, and whole home water filter. Possession at close! Home is being sold with interior furnishings, propane grill, pontoon, and kayaks. Still time to enjoy the summer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Kitchen
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen
- Window features: Replacement,Window Treatments
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Property
Details
- Parcel number: 5900740000200 & 5900740001900
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Lake Montcalm
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Recreational
- Lot size dimensions: IRR
Parking
- Total spaces: 3
- Parking features: Garage Faces Front,Garage Door Opener,Detached,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Montcalm County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $230 | $2,760 |
| Electricity | $188 | $2,259 |
| Total | $1,970 | $23,640 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $280,000 |
| 2026-07-30 | Price change | $280,000 |
| 2026-07-12 | Listed for sale | $300,000 |
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