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300 Drive 1227, Saltillo, MS, 38866

2beds
2baths
1,564sqft
$157,900
$101price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

Beautiful Private setting on Saltillo Fishing Club. Open floor plan with a Sunroom that could be used for a 3rd Bedroom. Owner expanded the laundry room and added a Nice Big closet. All Electric . Land is a Stock/Lease hold. you can use what you take care of .. HOA gives you access to all lakes. Lots of wildlife but NO Hunting is allowed.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
5/10
Guntown Middle SchoolGrades 6-87.3 mi
7/10
Saltillo High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Luxury Vinyl,Tile

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Property

Details

  • Parcel number: 06903000162

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: In Rear
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size dimensions: 0 x 0 lease stock hold

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$104$1,248
Property Taxes $92$1,104
Electricity $192$2,304
Total$1,186$14,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 38866$141
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38866$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-12Listed for sale$157,900

For Sale by Agent

AgentBobbie Ready
BrokerageGumTree Realty

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