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3007 LIVE OAK LANE #34, Palmetto, FL, 34221

2beds
2baths
1,253sqft
$234,500
$187price/sqft
$1,705/moest. monthly cost
$68,200/yrincome needed

About This Home

Opportunity awaits - Priced to Sell Nicely updated, this move-in-ready 2BR/2BA villa in Bay Estates North offers exceptional value and carefree Florida living. Freshly painted throughout in 2025—from the ceilings to the trim—the interior feels bright, clean, and inviting. Recent updates include a new A/C system (2024), brand-new carpeting (2025), and a newer washer and dryer (2023), providing comfort and peace of mind from day one. The well designed split-bedroom floor plan offers privacy for owners and guests, while vaulted ceilings and the open living and dining areas create a spacious, welcoming atmosphere. The kitchen flows effortlessly into the main living space and features a convenient breakfast bar, making it ideal for everyday living and entertaining. A welcoming foyer provides an attractive first impression upon entry. The enclosed porch extends your living space and offers the perfect spot to relax and enjoy Florida's beautiful weather throughout the year. A rare two-car garage provides generous storage and everyday convenience. Ownership includes cable, internet, lawn care, and exterior maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Located within Terra Ceia Bay Club in Palmetto, Bay Estates North residents have optional access to golf, dining, a resort-style pool, pickleball, and tennis. Just a short drive to the vibrant waterfront of St. Petersburg and the beautiful beaches of Anna Maria Island, this villa offers the perfect combination of location, lifestyle, and outstanding value.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
2/10
Palmetto High SchoolGrades 8-120.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s),Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Common walls with other units/homes: End Unit

Florida Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,893
  • Total interior livable area: 1,253 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Closets
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 2412715704
  • Zoning: PDH
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Rear Porch
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Garden,Park/Greenbelt
  • Waterfront features: Bay/Harbor Front
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 6.13 Acres
  • Features: Landscaped,Level,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,185$14,220
Home Insurance *$175$2,100
Property Taxes $148$1,776
Electricity $197$2,366
Total$1,705$20,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,457/yr
40% on housing$51,150/yr
45% on housing$45,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34221$139
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34221$207
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$234,500

For Sale by Agent

AgentDave Samler
BrokerageWAGNER REALTY

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