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439 Simkin Rd, Elmira, NY, 14901

2beds
2baths
1,352sqft
$130,000
$96price/sqft
$1,234/moest. monthly cost
$49,360/yrincome needed

About This Home

Country Living with Endless Possibilities – Chemung, NY Escape to the peace and privacy of the countryside with this beautiful raised ranch-style manufactured home nestled in a serene setting in Chemung, NY. This well-maintained home offers 2–3 bedrooms, including a spacious primary suite with a gorgeous ensuite bath, creating the perfect retreat at the end of the day. Enjoy comfortable living with a flexible floor plan designed to fit your lifestyle. Situated on leased land, you have options to suit your needs: Purchase the home and continue leasing the land to enjoy the private country setting, or Move the home to your own location and make it yours wherever you choose. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an affordable home with flexibility, this property is a rare opportunity. Schedule your private showing today and discover the beauty and possibilities this country home has to offer! Seller is only selling the home. Seller will lease the land back to the buyer of the home. Seller is reserving all surface & subsurface rights to the property. The buyer can elect to enter into a monthly lease for use of the land or can move the home to another location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Waverly Middle SchoolGrades 5-86.1 mi
6/10
Waverly High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder model: Colony Crafted Homes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Raised Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Dining Area,Separate/Formal Living Room,Main Level Primary,Primary Suite
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Property

Details

  • Parcel number: 07280013300000010010120000
  • On leased land: Yes
  • Lease amount: 450
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Leased

Lot

  • Lot size: 8.08 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 400 x 880

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$115$1,380
Property Taxes $216$2,592
Electricity $246$2,954
Total$1,234$14,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,308/yr
40% on housing$37,020/yr
45% on housing$32,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$54
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$130,000

For Sale by Agent

AgentMichael (Mike) S. Hamilton
BrokerageHoward Hanna Elmira

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